| FACTS |
WHAT DOES Fayette Federal Credit Union DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend
When you are no longer our customer, we continue to share your information as described in this |
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons The Fayette Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Fayette Federal Credit Union share? |
Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations. |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies |
Yes | Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | Yes |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
Yes | Yes |
| For our affiliates to market to you – | Yes | Yes |
| To limit our sharing |
Please note: |
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| Questions? | Call 304-877-5404or go to https://fayettefcu.virtualcu.net |
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| Digital Banking Data Removal |
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| To have your online banking data removed from our systems please call the Credit Union at 304-877-5404 |
| Who we are | |
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| Who is providing this notice? |
Fayette Federal Credit Union Union |
| What we do | |
|---|---|
| How does the Fayette Federal Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does the Fayette Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account – unless you tell us otherwise. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • STAR USA Federal Credit Union for mortgages only |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • NIA |
| Other important information | |
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