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Mission Statement

Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner. Operating for over 57 years, Fayette Federal is a unique organization with deep and abiding human values that build lifelong relationships one member at a time.

History and Structure

Chartered in 1958, Fayette Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common bond as defined by our field of membership. Each member is an owner of the credit union and is entitled to a single vote regarding the business of the credit union. Any member is eligible to serve on the Board of Directors.

Each year, members attend an Annual Meeting to elect a seven member Board of Directors. These elected officials serve on a voluntary basis and have the ultimate decision making authority and responsibility for leading, directing and controlling the affairs of the credit union and to provide effective and efficient management of overall operations.

A three member Supervisory Committee is appointed by the Board of Directors. This committee is an essential part of the credit union. Under the Act and Bylaws, the Supervisory Committee’s major responsibilities are to make an audit at least annually and verify the accounts of the membership at least once every 2 years. A record of the audit verifications must be maintained. Outside audits of the credit union are performed by the West Virginia Credit Union League Services and the National Credit Union Administration (NCUA), a U.S. Government Agency.


For more information on how your funds are insured with FFCU, please click the link below to watch a short video.

Understanding How Your Funds Are Insured


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