Share Accounts
| Share Savings / Club Accounts | ||
| Regular Shares (Tiered) |
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| $10 – $50,000 | 0.10% apr | 0.10% apy* |
| $50,000 & UP | 0.20% apr | 0.20% apy* |
| Premium Share Savings Account | 1.15% apr | 1.15% apr |
| Share Draft | 0.00% apr | 0.00% apy* |
| Vacation Club | 0.05% apr | 0.05% apy* |
| Christmas Club | 0.50% apr | 0.50% apy* |
| Share Certificate / CD’s (early w/d penalty applies)
SHARE CERTIFICATE SPECIALS: (New Members or New Deposits) 6 Month CD (new money only) 12 Month CD (with an active checking) |
CALL THE CREDIT UNION
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CALL THE CREDIT UNION
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Loan Accounts
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Secured Loans |
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| New Auto |
Rates start at…..CALL THE CREDIT UNION | Terms up to 84 months |
| New Campers / Boats |
Rates start at…CALL THE CREDIT UNION |
Terms up to 120 months |
| New Motorcycle/ATV/Jet Ski/Trailer |
Rates start at…..CALL THE CREDIT UNION |
Terms up to 84 months |
| Used Auto (2020-2013) |
Rates start at…..CALL THE CREDIT UNION |
Terms up to 84 months |
| Used Auto (2012 and 2005) |
Rates start at…..CALL THE CREDIT UNION |
Terms up to 60 months |
| Used Campers / Boats | Rates start at…..CALL THE CREDIT UNION | Terms up to 120 months |
| New & Used Farm Equipment | Rates start at…..CALL THE CREDIT UNION | Call for details |
| Home Equity | Rates start at…..CALL THE CREDIT UNION | Terms up to 120 months |
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Unsecured Loans |
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| Signature |
Rates as low as 10.99% APR | Terms up to 60 months up to $8,000 |
| PayDay Alternative Loan (PAL) |
No Credit Check Required / 22.00% APR FIXED RATE | Terms up to 6 months with a Min of $200 / Max $1000 |
| Christmas/Vacation | Rates as low at…..CALL THE CREDIT UNION | Terms up to 18 months up to $2,500 |
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Share Secured Loans / CD Secured Loans |
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**Contact the credit union for a quote** |
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Fees & Disclosures
| Deposit Account Fees | ||
| Share Draft NSF Per Item Fee | $30.00 | |
| Share Draft Stop Payment Fee | $30.00 | |
| ATM NSF Fee | $30.00 | |
| Deposited Return Item | $30.00 | |
| Debit Card Replacement Fee | $10.00 per card | |
| Miscellaneous Fees | ||
| ACH Overdraft per Item Fee | $30.00 |
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| ACH Stop Payment Fee | $30.00 |
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| ACH Return Item Fee | $30.00 |
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| Wire Transfer Fee (Single Transfer Request) |
$20.00 | |
| Wire Transfer Fee (CERTAIN RESTRICTIONS APPLY) |
$10.00 | |
| Christmas Club Advance Withdrawal |
$5.00 Per Withdrawal *(Will allow 3 free per year) | |
| Inactive Savings Account Fee |
$5.00/mth after 2 years of no share activity on bal less than $500 | |
| Loan Processing Fee |
$20.00 | |
| Loan Late Fee |
$25.00 | |
| Box of Checks (Price Based On Style) |
Call for Pricing | |
| Dormant Account Locator Fee |
$1.00 | |
| Dormant Account Escheatment Fee |
$50.00/year after 5 years of no share activity | |
| Bad Address / Undeliverable Address |
$2.00 | |
| Non-Member Notary Fee |
$2.00 | |
| Par Value Share | $10.00 |
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| Par Value Youth Share | $5.00 |
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| Membership Account Fee | $0.25 | |
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**RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE & ALL LOANS ARE SUBJECT TO CREDIT APPROVAL** CONTACT THE CREDIT UNION FOR DETAILS. |
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