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At Fayette Federal Credit Union (FFCU), we offer many different types of accounts, suiting needs of all different kinds. Check out some of what we offer below:

Share Draft Accounts(Checking)

We are excited that we now offer Share Draft Accounts (Checking Accounts) to our members. There is no minimum balance requirement and no monthly fee.

Share Accounts – (Savings)

A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $10.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Christmas and Vacation Club Accounts

Our Club Accounts allow you to save gradually for any type of annual expense. With regular contributions and competitive dividends, your nest egg will grow quickly and easily. All our savings accounts are insured up to $250,000 by the NCUA, a federal agency.

Share Certificate / CD

We are excited that we now offer a 1 year Share Certificate / CD for our members. Certificates are compounded quarterly. There is a minimum deposit requirement of $1,000 and a Maximum of $20,000 to open a certificate. Rates are subject to change without notice. There will be a penalty for early withdrawal.


Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your dream home or a college education for your kids, you will find low rates, affordable payments and personal service right here at FFCU.

  • New and Used Auto Loans
  • Recreational Vehicle Loans
  • Signature (Unsecured) Loans
  • Christmas Loans
  • Vacation Loans
  • Farm Equipment Loans
  • Share Secured Loans
  • CD Secured Loans
  • Home Equity Loans (up to $40,000)

Direct Deposit and Payroll Deduction – Routing Number (251584142)

Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.

Additional Benefits

  • Free Notary Services
  • Membership is open to the immediate family of any member
  • Members can purchase Credit Life and Credit Disability on loan products (restrictions do apply)
  • Life Insurance – (FFCU) is affiliated with American Income Life that sells policies to members at a competitive price)

***Debit Card Fraud Hotline #  (800) 523-4175

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