Bridging With Members ...... Is What We Do Best


Tel: (304) 877-5404

Online Banking

Rates & Fees

                                     Rates                              Image result for Percentage Clip Art

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 Share Savings / Club Accounts
  Regular Shares (Tiered) 
  $25 – $50,000  0.10% apr  0.10% apy*
  $50,001 & Above  0.20% apr  0.20% apy*
     
  Share Draft   0.05% apr   0.05% apy*
     
  Vacation Club  0.10% apr   0.10% apy*
  Christmas Club  0.10% apr   0.10% apy*
     
 Share Certificate / CD     ***(NEW)***  1.00% apr  1.00% apy*

                               Loan Accounts

 Secured Loans  

 New Auto
 Rates as low as 2.85% APR  Terms up to 84 months
 New Campers / Boats

 Rates as low as 3.75% APR

 Terms up to 120 months
 New Motorcycle/ATV/Jet Ski/Trailer

 Rates as low as 3.75% APR

 Terms up to 75 months
 Used Auto (2017-2009)

  Rates as low as 3.00% APR

 Terms up to 84 months
 Used Auto (2008 and older)

 Rates as low as 4.99% APR

  Terms up to 48 months
 Used Campers / Boats   Rates as low as 4.75% APR  Terms up to 120 months
 New & Used Farm Equipment   Rates as low as 4.99% APR  Call for details
 Home Equity   Rates as low as 3.99% APR  Terms up to 120 months

 

Unsecured Loans

 Signature
 Rates as low as 7.99% APR  Terms up to 60 months up
to $7,500
 Christmas/Vacation  Rates as low as 5.99% APR  Terms up to 18 months up
to $2,500

 Share Secured Loans / Share / CD Secured Loans

**Contact the credit union for a quote**

 

 

Fees & Disclosures

 Deposit Account Fees
 Share Draft NSF Per Item Fee     $28.00
 Share Draft Stop Payment Fee     $28.00
 ATM NSF Fee     $28.00
 Deposited Return Item     $15.00
 Debit Card Replacement Fee     $5.00
 Miscellaneous Fees
 ACH Overdraft per Item Fee    $28.00
 ACH Stop Payment Fee     $28.00
 Wire Transfer Fee
   $20.00
 Christmas Club Advance Withdrawal
   $5.00 Per Withdrawal *(Will allow 3 free per year) 
 Inactive Savings Account Fee
   $5.00 ANNUALLY
 Loan Late Fee
   $25.00 
 Box of Checks (Price Based On Style)
   Call for Pricing 
 Dormant Account Locator Fee
   $1.00
 Bad Address / Undeliverable Address
   $2.00
 Non-Member Notary Fee
   $2.00
 Par Value Share    $10.00
 Membership Account Fee    $0.25

**RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE & ALL LOANS ARE SUBJECT TO CREDIT
APPROVAL. CONTACT THE CREDIT UNION FOR DETAILS.