Bridging With Members ...... Is What We Do Best


Tel: (304) 877-5404

Online Banking

Rates & Fees

                                     Rates                              Image result for Percentage Clip Art

 Share Savings / Club Accounts
 Regular Shares (Tiered) 
  $25 – $15,000   0.10% apr  0.10% apy*
 $15,001- $50,000  0.15% apr  0.15% apy*
 $50,001 & above  0.20% apr  0.20% apy*
     
 Share Draft  0.05% apr  0.05% apy*
     
 Vacation Club  0.10% apy   0.10% apy*
 Christmas Club  0.10% apy  0.10% apy*

                               Loan Accounts

 Secured Loans  

 New Auto
 Rates as low as 2.25% APR  Terms up to 75 months
 New Campers / Boats

 Rates as low as 3.25% APR

 Terms up to 120 months
 New Motorcycle/ATV/Jet Ski/Trailer

 Rates as low as 3.50% APR

 Terms up to 75 months
 Used Auto (2016-2008)

  Rates as low as 2.25% APR

 Terms up to 75 months
 Used Auto (2007 and older)

 Rates as low as 3.99% APR

  Terms up to 48 months
 Used Campers / Boats   Rates as low as 4.50% APR  Terms up to 120 months
 New & Used Farm Equipment   Rates as low as 4.75% APR  Call for details
 Home Equity   Rates as low as 3.99% APR  Terms up to 120 months

 

Unsecured Loans

 Signature
 Rates as low as 6.75% APR  Terms up to 60 months up
to $7,500
 Christmas/Vacation  Rates as low as 3.99% APR  Terms up to 18 months up
to $2,500

 Share Secured Loans

**Contact the credit union for a quote

 

 

Fees & Disclosures

 Deposit Account Fees
 Share Draft NSF Per Item Fee     $25.00
 Share Draft Stop Payment Fee     $25.00
 Deposited Return Item Fee     $15.00
 ATM NSF Fee     $25.00
 Debit Card Replacement Fee     $5.00
 Miscellaneous Fees
 ACH Overdraft per Item Fee    $25.00
 ACH Stop Payment Fee     $25.00
 Wire Transfer Fee
   $18.00
 Christmas Club Advance Withdrawal
   $5.00 Per Withdrawal *(Will allow 3 free per year) 
 Inactive Savings Account Fee
   $5.00 ANNUALLY
 Loan Late Fee
   $25.00 
 Box of Checks (Price Based On Style)
   Call for Pricing 
 Dormant Account Locator Fee
   $1.00
 Bad Address / Undeliverable Address
   $2.00
 Non-Member Notary Fee
   $2.00
 Par Value Share    $10.00
 Membership Account Fee    $0.25

**RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE & ALL LOANS ARE SUBJECT TO CREDIT
APPROVAL. CONTACT THE CREDIT UNION FOR DETAILS.